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Difference between NEFT & RTGS | NEFT System | RTGS System

NEFT System RTGS System
National Electronic Funds Transfer Real Time Gross Settlement
Transcation Proceessed in batches Transcation Proceessed in Real Time
NEFT Opening time 8 AM - 7 PM RTGS Opening time 8 am to 4.30 pm. It may vary to bank as well.
NEFT uses for small amount transfer RTGS uses for big amount transfer
Minimum transfer amount in NEFT is 100/- Minimum transfer amojnt in RTGS  is ₹2,00,000/-
Per transcation limit 50,000/- No limit
No limit in day Same no limit in day
Mostly use for Personal use Business uses

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