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Jaimahesh - IFSC code, MICR code

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Bank FAQ - important questions & answers

  • How to find ifsc code ?

    This Ifsc code can be found at following places :-

    1. On bank branch cheque's book

    2. On bank passbook

    3. On bank notice board

    4. Enquiry to your bank on phone number

    5. Statement of bank also may have IFSC code number

    6. Find our website for all bank's branch in India

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  • RTGS Holiday List 2019

    RTGS Holiday list 2019

    Date Day Remark
    April 01, 2019 Monday Annual closing of Banks
    April 19, 2019 Friday Good Friday
    June 05, 2019 Wednesday Ramzan Id (Id-Ul-Fitr)
    August 12, 2019 Monday Bakri Id (ld-UI-Zuha)
    August 15, 2019 Thursday Independence Day
    September 10, 2019 Tuesday Muharram
    October 2, 2019 Wednesday Mahatma Gandhi Jayanti
    October 08, 2019 Tuesday Dussehra / Vijaya Dasami
    December 25, 2019 Wednesday Chris…

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  • What is Bank of Baroda Daily withdrawal limit?

    Bank of Baroda ( BOB ) bank daily withdrawal limit is as follows - ( For RuPay Classic chip Debit Card )

    1. On BOB ATM : 25000/- per day ( maximum in one transaction - 15000/- )

    It means if you want to withdraw 20k you have to do two transaction

    First withdraw 15k and  second 5k

     

    2. If ATM is not BOB means on other banks ATM you can withdraw 25K but maximum limit per transaction is 10K.

     

    3. No of Cash withdrawal per day : 4

     

    4. Maximum purchase limit per day is : 50K

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  • What is difference between NEFT & RTGS ?

    Difference between NEFT & RTGS | NEFT System | RTGS System

    NEFT System RTGS System
    National Electronic Funds Transfer Real Time Gross Settlement
    Transcation Proceessed in batches Transcation Proceessed in Real Time
    NEFT Opening time 8 AM - 7 PM RTGS Opening time 8 am to 4.30 pm. It may vary to bank as well.
    NEFT uses for small amount transfer RTGS uses for big amount transfer
    Minimum transfer amount in NEFT is 100/- Minimum transfer amojnt in RTGS  is…

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  • What is ifsc code ?

    IFSC or IFS Code stands for "Indian Financial System Code". This code is not a random number. It have some pattern to identify each bank and branch information.

    Formation of IFSC Code

    It is made up by total 11 characters out these -

    first 4 characters represent a bank code,
    5th place character is zero(0) and
    last 6 represent to branch code.

    Let's understand it by example -

    IFS Code : PUNB0011200

    In this first 4 characters are PUNB it represent to Punjab National Bank.

    Fifth character is ze…

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